MADADAPEX LIFE

MADAD — a new level of care for life

MADAD is an insurance program providing protection in case of critical illnesses diagnosed for the first time.

Critical Illness and сancer Insurance

MADAD is designed for situations where a person is diagnosed with a serious illness for the first time and requires treatment. The program helps arrange medical care — from reviewing and confirming the diagnosis to selecting a medical facility, approving the treatment plan, and arranging the necessary services. If an insured event occurs, treatment is arranged in accordance with the terms and conditions of the selected program.

What you get with MADAD

If, after the waiting period has expired, an illness or medical condition covered under the insurance is diagnosed for the first time, the MADAD program provides:

Treatment Arrangement
001

Treatment Arrangement

MADAD helps arrange treatment and coordinate all stages of the treatment process in accordance with the approved treatment plan.

Medcal Care
002

Medcal Care

Medical and other services provided under the program are paid for within the applicable insurance coverage limit.

Assistance in Selecting a Medical Facility
003

Assistance in Selecting a Medical Facility

A medical facility is selected based on medical necessity and the coverage territory provided under your program.

Telemedicine
004

Telemedicine

Telemedicine services are included in all programs.

Flights and Accommodation
005

Flights and Accommodation

The programs include flights and accommodation for the Insured Person and one accompanying person — 2 people in total.

What Conditions Does MADAD Cover?

01

Cancer

A malignant neoplasm diagnosed for the first time, confirmed by histological examination, and requiring active anticancer treatment.

02

Neurosurgery

A medically necessary neurosurgical procedure involving the brain or spinal cord, spine, or peripheral nervous system, prescribed by an appropriately qualified neurosurgeon.

03

Heart Surgery

A medically necessary heart valve surgery prescribed by an appropriately qualified cardiac surgeon.

04

Transplantation of donor tissues and organs

A medically necessary transplantation of the heart, liver, kidney, or lung from a lawful donor.

CancerNeurosurgeryHeart SurgeryTransplantation of donor tissues and organs

How MADAD Arranges Treatment

01

Diagnosis

You or your family members notify the MADAD Contact Center of a newly diagnosed illness and provide the available medical records.

02

We Verify the Diagnosis

Our specialist physicians arrange a repeat independent medical review (second medical opinion) to confirm the diagnosis and determine the most appropriate treatment method.

03

We Select a Clinic and Doctor

Based on the diagnosis and the coverage territory under your program, we select an appropriate medical facility and specialist.

04

We Approve the Treatment Plan

The clinic, country, and treatment program are agreed with the Insured person,Insurance Company and the medical partner before treatment begins.

05

We Arrange Travel and Accommodation

If treatment is provided outside your place of residence, we arrange flights, transfers, and accommodation for you and one accompanying person.

06

We Arrange Treatment and Hospitalization

We pay for and coordinate treatment in accordance with the approved treatment plan, including the necessary diagnostic examinations, surgeries, and medical procedures.

07

We Support You at Every Stage

Your dedicated case manager is available 24/7, monitors the treatment process and, where necessary, assists with medication-related matters after treatment has been completed.

Where Can You Receive Treatment?

The program's medical network includes leading clinics in several countries. The specific list of countries depends on the program selected:

  • Uzbekistan
  • Germany
  • Turkey
  • Spain
  • Russia
  • South Korea
  • India
  • China

Insurance programs

Tariff

Standart

From UZS 2,000,000 per year

Plan price

USD 100,000

Annual Sum Insured

Tariff

Optimal

From UZS 3,600,000 per year

Plan price

USD 100,000

Annual Sum Insured

Tariff

Premium

From UZS 7,850,000 per year

Plan price

USD 200,000

Annual Sum Insured

Preliminary calculation. Please contact a specialist for an exact quotation.

What You Need to Know Before Requesting Treatment

Frequently Asked Questions

Adults aged 18 to 60 as of the insurance commencement date may take out the policy, provided that they are no older than 65 years of age upon expiry of the insurance contract.

Children aged 3 to 18 may be insured as dependent Insured Persons.

Contact the MADAD Contact Center and provide your medical records.

A case manager will then arrange an independent review of the diagnosis and, if the condition is recognized as an insured event, arrange the treatment.

No.

The program covers only conditions diagnosed for the first time after the insurance contract becomes effective and after the applicable waiting period has expired.

Treatment may be extended under an additional agreement:

20% of the expenses are covered by the Insurance Company, while 80% are borne by the client.

Treatment is covered only if it is provided at a clinic approved by the Insurance Company and in accordance with the approved treatment plan.

This helps ensure the quality of treatment and enables proper monitoring of the treatment process. Submit a Request

Leave a request — a specialist will tell you about the program terms and help you choose a suitable option.